Terms of use
Last updated 2026-07-24
Life Insurance Direct Answers is published by Adolicious LLC. By using this website you agree to these terms.
Educational information only
Content on this site is educational information about life insurance. It is not financial, insurance, tax, or legal advice, and it is not an offer to sell or a solicitation to buy life insurance. Consult a licensed professional for advice about your specific situation.
License
Content is licensed under Citation License 1.0. Cite with attribution welcomed; wholesale republication is prohibited.
No warranty
The site is provided "as is". While we work to keep information accurate and up-to-date and cite authoritative sources, we make no warranties as to accuracy, completeness, or fitness for a particular purpose.
Third-party links
We link to third-party sources (the IRS, SSA, NAIC, CDC/NCHS, NOLHGA, state departments of insurance, and others). We do not control those sites and are not responsible for their content.